Drivers warned to check the details of their car insurance NOW or risk a £300 fine

DRIVERS are being warned to check the details of their car insurance or risk a £300 fine.

Motorists across the UK have changed their class of use – what they use their car for – on their insurance policy during the pandemic.

Admiral said 13,000 of its customers alone have changed their class of use each month since 2020.

In March 2021, 6,552 of its customers changed their insurance policy's class of use to "social, domestic and pleasure" in just one month.

This covers drivers on day to day trips like shopping, visiting friends or family, or driving to a park or holiday destination.

However, it does not necessarily cover commuting.

So Admiral is now urging all motorists – whoever they are insured with – to check if their policy meets their current circumstances.

It comes as more and more people return to the workplace, no longer working from home fulltime.

Brits returning to commute risk invalidating their insurance if their insurance policy is still switched to the "social domestic and pleasure" class of use.

Meanwhile, driving with no insurance can result in a fixed penalty of £300 and sixpoints added toyour licence.

It may also affect the availability or price of insurance cover in the future.

So if you class of use no longer matches your circumstances, you should let your insurer know to avoid the chance of being under-covered and invalidating your policy.

Clare Egan, Head of Motor Insurance at Admiral said: "While we all know it’s illegal to drive without car insurance it’s also illegal to have the wrong type of cover, so it’s vital that drivers make sure they have the right class of use in place. 

“As we return to a form of normality, we urge drivers to check their policy to make sure it fits their current situation.

"It’s not just people returning to the commute who need to be aware of this, many drivers have changed jobs or have acquired a second job so we’re asking them to ensure they’re correctly covered.” 

It comes after Martin Lewis revealed how getting organised when it comes to your car insurance could save you hundreds of pounds.

Other tips to get the best car insurance deal include tweaking your job title.

We've rounded up nine of the best ways to cut car insurance costs.

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