NS&I updates Premium Bonds prize checker for November 2021 – have you won?

Martin Lewis compares premium bonds to savings rates

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Premium Bonds remain a popular method of saving, as instead of an interest rate, there is a prize rate fund which supports the chance for savers to win. The Premium Bonds millionaires from this month both came from Bristol, and bought their winning numbers in recent years. But as these are not the only people to win, many will be keen to check if their Bonds have secured them any prize.

The prize checker is updated on the second working day of the month – which in November is today.

NS&I has explained the prize fund for November 2021 came in at over £95million, a staggering sum.

Indeed, this month, there were also over 3.3million lucky winners from the draw – but are you one of them?

Individuals can now check if their Bond number has come up in the recent draw.

The quickest way for individuals to determine if they have won a prize is to use NS&I’s prize checker.

The tool shows individuals this month’s prizes, and anything won in the previous six draws.

It will also show if there are any older prizes a person has which are yet to be claimed.

People can also get the same information from NS&I’s prize checker app – which can be downloaded onto smartphones.

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As a result, they will be able to find out about their winnings at the click of a button.

A holder’s number can provide the key to finding out about winnings, as it can be used on the prize checker both on the website and in the app.

Britons can find this number on their Bond record or by logging in to their account.

The holder’s number has either 10 or nine digits, or eight digits followed by a letter.

Once a person has found out whether they have won, they are likely to want to get their hands on their winnings.

NS&I explains people can choose to have prizes paid directly to their bank account, or reinvested into more Bonds.

The savings institution will let people know by text or email if they have won.

While NS&I originally planned to phase out prize cheques being sent through the post, it U-Turned on this decision.

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People can still get a cheque through the post if they prefer, but are warned this process can take longer. 

All money paid into accounts should be received by the seventh working day of the month, while cheques can take until the end of the month to arrive.

If a person hasn’t received their prize by then, they are encouraged to get in touch with NS&I to confirm their details.

The winning millionaire Bond numbers this month are 332GB855665 and 209DZ100774. 

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